/*
Theme Name: Ross Notary & Loan Signing
Theme URI: https://rossnotaryandloansigning.com/
Author: Ross Notary and Loan Signing
Description: WordPress conversion of the Ross Notary and Loan Signing single-page website.
Version: 1.0.0
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: ross-notary
*/

:root{
    --bg:#f5f5f5;--bg-2:#ebebeb;--bg-3:#dedede;
    --ink:#141414;--ink-2:#262626;--muted:#6f6f6f;
    --line:#dcdcdc;--white:#ffffff;
    --silver-1:#c8c8c8;--silver-2:#9a9a9a;--silver-3:#5c5c5c;
    --chrome:linear-gradient(135deg,#fdfdfd 0%,#d0d0d0 25%,#8f8f8f 50%,#c5c5c5 70%,#f2f2f2 100%);
    --container:1280px;--pad-x:40px;--section-y:120px;
    --radius:20px;--radius-sm:12px;
    --ease:cubic-bezier(.22,1,.36,1);
    --ease-spring:cubic-bezier(.34,1.56,.64,1);
  }
  *{margin:0;padding:0;box-sizing:border-box}
  html{scroll-behavior:smooth}
  html,body{overflow-x:hidden;max-width:100vw}
  body{font-family:'Inter',sans-serif;background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;line-height:1.5}
  img{max-width:100%;display:block}
  a{color:inherit;text-decoration:none}
  button{font-family:inherit;cursor:pointer;border:none;background:none}
  .wrap{max-width:var(--container);margin:0 auto;padding:0 var(--pad-x);width:100%}
  section{padding:var(--section-y) 0;scroll-margin-top:90px}
  h1,h2,h3{font-family:'Cormorant Garamond',serif;font-weight:600;letter-spacing:-.01em}
  .script{font-family:'Great Vibes',cursive;font-weight:400}

  /* ============ NAV ============ */
  .nav{position:fixed;top:0;left:0;right:0;z-index:100;padding:16px 0;transition:padding .4s var(--ease),background .4s var(--ease),box-shadow .4s var(--ease)}
  .nav.scrolled{padding:10px 0;background:rgba(245,245,245,.95);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);box-shadow:0 1px 0 rgba(0,0,0,.06)}
  .nav-inner{max-width:var(--container);margin:0 auto;padding:0 var(--pad-x);display:flex;align-items:center;justify-content:space-between;gap:24px}
  .logo{display:flex;align-items:center;gap:14px;color:#fff;transition:color .3s var(--ease)}
  .nav.scrolled .logo{color:var(--ink)}
  .logo-mark{width:52px;height:52px;border-radius:50%;overflow:hidden;flex:0 0 52px;border:2px solid rgba(255,255,255,.75);box-shadow:0 4px 14px rgba(0,0,0,.25);transition:border-color .3s var(--ease),transform .5s var(--ease-spring);background:#ddd}
  .nav.scrolled .logo-mark{border-color:var(--silver-2)}
  .logo-mark img{width:100%;height:100%;object-fit:contain;object-position:center}
  .logo-mark:hover{transform:scale(1.08)}
  .logo-text{display:flex;flex-direction:column;line-height:1}
  .logo-text .name{font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:700;letter-spacing:.02em}
  .logo-text .tag{font-size:9px;letter-spacing:2.6px;text-transform:uppercase;opacity:.72;font-weight:500;margin-top:2px}
  .nav-links{display:flex;gap:22px;list-style:none}
  .nav-links a{font-size:12px;font-weight:500;color:rgba(255,255,255,.88);transition:color .3s var(--ease);position:relative;padding:6px 0;letter-spacing:.02em}
  .nav-links a::after{content:"";position:absolute;left:0;right:0;bottom:0;height:1.5px;background:var(--silver-2);transform:scaleX(0);transform-origin:left;transition:transform .5s var(--ease)}
  .nav-links a:hover::after,.nav-links a.active::after{transform:scaleX(1)}
  .nav.scrolled .nav-links a{color:var(--muted)}
  .nav.scrolled .nav-links a:hover,.nav.scrolled .nav-links a.active{color:var(--ink)}

  /* ============ BUTTONS ============ */
  .btn{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 26px;border-radius:100px;font-size:13px;font-weight:600;letter-spacing:.03em;overflow:hidden;isolation:isolate;transition:transform .55s var(--ease-spring),box-shadow .45s var(--ease),color .35s var(--ease),background .35s var(--ease),border-color .35s var(--ease);white-space:nowrap;will-change:transform}
  .btn::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 20%,rgba(255,255,255,.5) 45%,rgba(255,255,255,.85) 50%,rgba(255,255,255,.5) 55%,transparent 80%);transform:translateX(-120%);transition:transform .9s var(--ease);z-index:-1;pointer-events:none}
  .btn:hover::before{transform:translateX(120%)}
  .btn:active{transform:scale(.97)}
  .btn-chrome{background:linear-gradient(180deg,#ffffff 0%,#fafafa 50%,#f0f0f0 100%);color:var(--ink);border:1px solid #e2e2e2;box-shadow:0 1px 2px rgba(0,0,0,.05), 0 2px 8px rgba(0,0,0,.05)}
  .btn-chrome:hover{transform:translateY(-2px);background:linear-gradient(180deg,#ffffff 0%,#ffffff 50%,#f4f4f4 100%);border-color:#d5d5d5;box-shadow:0 4px 8px rgba(0,0,0,.06), 0 12px 26px rgba(0,0,0,.1)}
  .btn-dark{background:var(--ink);color:#fff;border:1px solid var(--ink)}
  .btn-dark:hover{transform:translateY(-3px) scale(1.02);box-shadow:0 16px 36px rgba(0,0,0,.28)}
  .btn-outline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.55)}
  .btn-outline:hover{background:rgba(255,255,255,.12);transform:translateY(-3px) scale(1.02);border-color:rgba(255,255,255,.95)}
  .btn-white{background:#fff;color:var(--ink);border:1px solid #fff}
  .btn-white:hover{transform:translateY(-3px) scale(1.02);box-shadow:0 16px 36px rgba(0,0,0,.28)}

  .nav-toggle{display:none;width:40px;height:40px;border-radius:10px;align-items:center;justify-content:center;color:#fff;transition:color .3s var(--ease)}
  .nav.scrolled .nav-toggle{color:var(--ink)}
  .nav-toggle span{display:block;width:20px;height:1.5px;background:currentColor;position:relative}
  .nav-toggle span::before,.nav-toggle span::after{content:"";position:absolute;left:0;width:20px;height:1.5px;background:currentColor}
  .nav-toggle span::before{top:-6px}
  .nav-toggle span::after{top:6px}

  @media(max-width:960px){
    .nav-links{position:fixed;top:0;right:0;height:100vh;width:min(320px,80vw);background:var(--bg);flex-direction:column;padding:110px 40px 40px;gap:4px;transform:translateX(100%);transition:transform .5s var(--ease);box-shadow:-10px 0 40px rgba(0,0,0,.15);overflow-y:auto}
    .nav-links.open{transform:translateX(0)}
    .nav-links a{color:var(--ink) !important;font-size:15px;padding:12px 0;border-bottom:1px solid var(--line);width:100%}
    .nav-links a::after{display:none}
    .nav-toggle{display:flex;position:relative;z-index:101}
    .nav .btn-chrome{display:none}
    .logo-text .tag{display:none}
  }

  /* ============ HERO SLIDER ============ */
  .hero{position:relative;background:var(--bg)}
  .hero-slider{position:relative;width:100%;height:88vh;min-height:640px;overflow:hidden;isolation:isolate}
  .slide{position:absolute;inset:0;opacity:0;transition:opacity 1.3s var(--ease);will-change:opacity}
  .slide.active{opacity:1}
  .slide img{width:100%;height:100%;object-fit:cover;object-position:center 25%}
  .hero-slider::after{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(180deg,rgba(10,10,10,.65) 0%,rgba(10,10,10,.45) 35%,rgba(10,10,10,.15) 60%,rgba(245,245,245,.94) 100%)}
  .hero-overlay{position:absolute;inset:0;z-index:3;max-width:var(--container);margin:0 auto;padding:130px var(--pad-x) 0;width:100%;display:flex;flex-direction:column;pointer-events:none}
  .hero-overlay > *{pointer-events:auto}
  .hero-top{display:grid;grid-template-columns:220px 1fr 240px;gap:32px;align-items:flex-start}

  .hero-left{position:relative;min-height:80px;color:rgba(255,255,255,.9);padding-top:10px}
  .hero-left p{position:absolute;inset:0;opacity:0;transition:opacity .7s var(--ease);font-family:'Cormorant Garamond',serif;font-size:18px;font-weight:500;line-height:1.3;text-shadow:0 2px 20px rgba(0,0,0,.4);max-width:230px}
  .hero-left p.active{opacity:1;position:relative}
  .hero-left p.script{font-family:'Great Vibes',cursive;font-size:22px;color:#fff;line-height:1.15}

  .hero-center{text-align:center;display:flex;flex-direction:column;align-items:center;gap:18px}
  .hero-top h1{font-family:'Cormorant Garamond',serif;font-size:clamp(32px,4.4vw,60px);font-weight:600;letter-spacing:-.02em;line-height:1.05;text-align:center;color:#fff;text-shadow:0 2px 30px rgba(0,0,0,.4)}
  .hero-top h1 em{font-style:normal;color:var(--silver-1)}
  .hero-sub{font-size:14px;color:rgba(255,255,255,.85);letter-spacing:.02em;max-width:560px;line-height:1.55}
  .hero-come{font-family:'Cormorant Garamond',serif;font-style:italic;font-size:22px;color:#fff;font-weight:600;letter-spacing:.01em;text-shadow:0 2px 20px rgba(0,0,0,.4)}
  .hero-cta{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
  .hero-creds{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:rgba(255,255,255,.75);font-weight:500;margin-top:4px}

  .hero-right{position:relative;justify-self:end;width:240px;min-height:130px}
  .hero-card{position:absolute;inset:0;background:rgba(255,255,255,.14);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border:1px solid rgba(255,255,255,.3);border-radius:var(--radius-sm);padding:12px;display:flex;flex-direction:column;gap:10px;color:#fff;font-size:11.5px;line-height:1.5;opacity:0;transition:opacity .7s var(--ease)}
  .hero-card.active{opacity:1;position:relative}
  .hero-card img{width:100%;height:74px;object-fit:cover;border-radius:8px}
  .hero-card .h-title{font-family:'Cormorant Garamond',serif;font-size:15px;font-weight:600;letter-spacing:.02em;margin-bottom:2px;color:var(--silver-1)}
#ron { position: relative; padding: 110px 0; background: #f7f5f1; color: #181818; overflow: hidden; }
#ron .wrap { position: relative; z-index: 2; }
#ron .ron-header { max-width: 850px; margin: 0 auto 65px; text-align: center; }
#ron .ron-header .eyebrow { color: #777; }
#ron .ron-header .title { color: #181818; margin-top: 12px; }
#ron .ron-header .title em { color: #777; font-style: italic; }
#ron .ron-header-text { max-width: 720px; margin: 22px auto 0; color: #666; font-size: 16px; line-height: 1.8; }
#ron .ron-feature { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); max-width: 1150px; margin: 0 auto 55px; background: #fff; border: 1px solid #e5e1da; border-radius: 22px; overflow: hidden; box-shadow: 0 18px 55px rgba(0,0,0,.07); }
#ron .ron-feature-image { position: relative; min-height: 520px; overflow: hidden; background: #ddd; }
#ron .ron-feature-image img { width: 100%; height: 100%; min-height: 520px; display: block; object-fit: cover; }
#ron .ron-image-badge { position: absolute; left: 25px; bottom: 25px; display: flex; align-items: center; gap: 13px; padding: 14px 18px; background: rgba(255,255,255,.96); border-radius: 12px; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
#ron .ron-badge-icon { width: 34px; height: 34px; display: flex; align-items: center; justify-content: center; border-radius: 50%; background: #1d1d1d; color: #fff; font-size: 15px; font-weight: 700; }
#ron .ron-image-badge strong { display: block; color: #222; font-size: 13px; }
#ron .ron-image-badge span { display: block; margin-top: 3px; color: #777; font-size: 11px; }
#ron .ron-feature-content { display: flex; flex-direction: column; justify-content: center; padding: 65px 55px; }
#ron .ron-small-label { display: inline-block; margin-bottom: 15px; color: #888; font-size: 11px; font-weight: 700; letter-spacing: .15em; }
#ron .ron-feature-content h3 { margin: 0 0 22px; color: #181818; font-size: 34px; line-height: 1.2; }
#ron .ron-feature-content h3 span { color: #888; font-style: italic; }
#ron .ron-feature-content p { margin: 0 0 17px; color: #666; font-size: 15px; line-height: 1.8; }
#ron .ron-feature-content .btn { align-self: flex-start; margin-top: 15px; }
#ron .ron-benefits { max-width: 1150px; margin: 0 auto 90px; display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
#ron .ron-benefit { padding: 28px 23px; background: #fff; border: 1px solid #e5e1da; border-radius: 15px; transition: transform .25s ease,box-shadow .25s ease; }
#ron .ron-benefit:hover { transform: translateY(-4px); box-shadow: 0 12px 30px rgba(0,0,0,.07); }
#ron .ron-benefit-icon { width: 48px; height: 48px; display: flex; align-items: center; justify-content: center; margin-bottom: 20px; border: 1px solid #ddd; border-radius: 50%; }
#ron .ron-benefit-icon svg { width: 22px; height: 22px; fill: none; stroke: #333; stroke-width: 1.4; stroke-linecap: round; stroke-linejoin: round; }
#ron .ron-benefit h3 { margin: 0 0 9px; color: #222; font-size: 16px; }
#ron .ron-benefit p { margin: 0; color: #777; font-size: 13px; line-height: 1.7; }
#ron .ron-process-section { max-width: 1150px; margin: 0 auto 70px; }
#ron .ron-process-heading { max-width: 600px; margin-bottom: 35px; }
#ron .ron-process-heading h3 { margin: 12px 0 0; color: #181818; font-size: 31px; line-height: 1.25; }
#ron .ron-process-heading h3 em { color: #888; font-style: italic; }
#ron .ron-steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
#ron .ron-step { position: relative; padding: 30px 24px; background: #fff; border: 1px solid #e5e1da; border-radius: 15px; }
#ron .ron-step-number { display: inline-flex; width: 42px; height: 42px; align-items: center; justify-content: center; margin-bottom: 20px; border-radius: 50%; background: #202020; color: #fff; font-size: 11px; font-weight: 700; letter-spacing: .08em; }
#ron .ron-step h4 { margin: 0 0 9px; color: #222; font-size: 17px; }
#ron .ron-step p { margin: 0; color: #777; font-size: 13px; line-height: 1.7; }
#ron .ron-compliance { max-width: 1150px; margin: 0 auto; display: grid; grid-template-columns: 65px minmax(0,1fr); gap: 25px; padding: 38px 42px; background: #202020; color: #fff; border-radius: 18px; }
#ron .ron-compliance-icon { width: 52px; height: 52px; display: flex; align-items: center; justify-content: center; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; }
#ron .ron-compliance-icon svg { width: 24px; height: 24px; fill: none; stroke: #fff; stroke-width: 1.4; stroke-linecap: round; stroke-linejoin: round; }
#ron .ron-compliance .eyebrow { color: #aaa; }
#ron .ron-compliance h3 { margin: 9px 0 15px; color: #fff; font-size: 25px; }
#ron .ron-compliance p { margin: 0 0 13px; color: #c7c7c7; font-size: 13px; line-height: 1.8; }
#ron .ron-compliance strong { color: #fff; }
#ron .ron-location { padding-top: 15px; border-top: 1px solid rgba(255,255,255,.12); }
@media (max-width:1000px) { #ron { padding: 85px 0; } #ron .ron-feature { grid-template-columns: 1fr; } #ron .ron-feature-image,#ron .ron-feature-image img { min-height: 420px; } #ron .ron-benefits { grid-template-columns: repeat(2,1fr); } #ron .ron-steps { grid-template-columns: repeat(2,1fr); } }
@media (max-width:600px) { #ron { padding: 65px 0; } #ron .ron-header { margin-bottom: 40px; } #ron .ron-header .title { font-size: 30px; } #ron .ron-header-text { font-size: 14px; line-height: 1.7; } #ron .ron-feature { border-radius: 15px; } #ron .ron-feature-image,#ron .ron-feature-image img { min-height: 300px; height: 300px; } #ron .ron-image-badge { left: 15px; right: 15px; bottom: 15px; } #ron .ron-feature-content { padding: 35px 25px; } #ron .ron-feature-content h3 { font-size: 27px; } #ron .ron-feature-content p { font-size: 14px; } #ron .ron-feature-content .btn { width: 100%; } #ron .ron-benefits { grid-template-columns: 1fr; margin-bottom: 65px; } #ron .ron-process-heading h3 { font-size: 27px; } #ron .ron-steps { grid-template-columns: 1fr; } #ron .ron-compliance { grid-template-columns: 1fr; gap: 18px; padding: 30px 25px; } #ron .ron-compliance h3 { font-size: 22px; } }


  .slider-ui{position:absolute;z-index:5;bottom:32px;left:50%;transform:translateX(-50%);display:flex;align-items:center;gap:18px;padding:8px 14px;border-radius:100px;background:rgba(0,0,0,.5);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(255,255,255,.2)}
  .slider-arrow{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-size:13px;transition:background .35s var(--ease),transform .35s var(--ease-spring)}
  .slider-arrow:hover{background:rgba(255,255,255,.2);transform:scale(1.1)}
  .slider-dots{display:flex;gap:8px;align-items:center}
  .dot{width:7px;height:7px;border-radius:50%;background:rgba(255,255,255,.4);transition:all .45s var(--ease);padding:0}
  .dot.active{background:#fff;width:22px;border-radius:100px}

  .hero-big-wrap{position:relative;z-index:4;max-width:var(--container);margin:-4vw auto 0;padding:0 var(--pad-x);width:100%}
  .hero-big{font-family:'Cormorant Garamond',serif;font-size:clamp(64px,13.5vw,250px);font-weight:700;letter-spacing:-.03em;line-height:.85;margin:0;pointer-events:none;user-select:none;white-space:nowrap;background:linear-gradient(180deg,#2a2a2a 0%,#141414 40%,#3a3a3a 60%,#0e0e0e 100%);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent;text-align:left;transition:opacity .6s var(--ease),transform .6s var(--ease)}
  .hero-big.swap{opacity:0;transform:translateY(20px)}

  @media(max-width:960px){
    .hero-slider{height:auto;min-height:100vh;padding:110px 0 60px}
    .hero-overlay{position:relative;padding:0 var(--pad-x)}
    .hero-top{grid-template-columns:1fr;text-align:center;gap:24px}
    .hero-left{justify-self:center;text-align:center;max-width:none;min-height:auto;padding-top:0}
    .hero-left p{position:relative;opacity:1;max-width:none;font-size:16px;margin-bottom:8px}
    .hero-left p:not(.active){display:none}
    .hero-left p.script{font-size:20px}
    .hero-right{justify-self:center;width:100%;max-width:280px;min-height:auto;display:none}
    .slider-ui{bottom:20px;gap:14px;padding:6px 12px}
    .hero-big-wrap{margin-top:-6vw;text-align:center}
    .hero-big{white-space:normal;text-align:center}
  }


  /* ============ TRUST BAR ============ */
  .trust{background:var(--bg);padding:24px 0}
  .trust-inner{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:32px 0}
  .trust-item{text-align:center}
  .trust-num{font-family:'Cormorant Garamond',serif;font-size:40px;font-weight:700;letter-spacing:-.02em;line-height:1;margin-bottom:8px;color:var(--ink)}
  .trust-num em{color:var(--silver-2);font-style:normal}
  .trust-label{font-size:10.5px;color:var(--muted);letter-spacing:.18em;text-transform:uppercase}
  @media(max-width:860px){.trust-inner{grid-template-columns:1fr 1fr;gap:30px 16px}}

  /* ============ HELPERS ============ */
  .eyebrow{font-family:'Great Vibes',cursive;font-size:26px;color:var(--silver-2);display:inline-block;margin-bottom:6px}
  h2.title{font-size:clamp(30px,3.8vw,48px);font-weight:600;letter-spacing:-.015em;line-height:1.12}
  .quote{font-size:14.5px;color:var(--muted);line-height:1.8;max-width:520px}

  /* ============ LOAN SIGNING ============ */
  .loan{background:var(--ink);color:#fff;padding:130px 0;position:relative;overflow:hidden}
  .loan::before{content:"";position:absolute;top:-20%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(200,200,200,.1) 0%,transparent 70%);pointer-events:none}
  .loan-head{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;align-items:end;margin-bottom:56px;position:relative;z-index:2}
  .loan-head h2{font-size:clamp(34px,4.5vw,60px);line-height:1.05;font-weight:600;letter-spacing:-.02em;margin-top:12px}
  .loan-head h2 em{font-style:normal;color:var(--silver-1)}
  .loan-head p{color:rgba(255,255,255,.7);font-size:15px;line-height:1.7}
  .loan-head .loan-eyebrow{font-family:'Great Vibes',cursive;font-size:30px;color:var(--silver-1);display:block;margin-bottom:6px}
  .loan-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:60px;align-items:stretch;position:relative;z-index:2}
  .loan-img{border-radius:var(--radius);overflow:hidden;background:#2a2a2a;min-height:560px;position:relative}
  .loan-img img{width:100%;height:100%;object-fit:cover;opacity:.9}
  .loan-img::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 50%,rgba(0,0,0,.5))}
  .loan-img .badge{position:absolute;bottom:24px;left:24px;padding:12px 20px;background:var(--chrome);color:var(--ink);border-radius:100px;font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;z-index:2;box-shadow:0 10px 24px rgba(0,0,0,.3)}
  .loan-list{display:flex;flex-direction:column;justify-content:center;border-top:1px solid rgba(255,255,255,.12)}
  .loan-item{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;border-bottom:1px solid rgba(255,255,255,.12);text-align:left;transition:padding .45s var(--ease),background .45s var(--ease);cursor:pointer;width:100%;color:#fff;border-radius:0}
  .loan-item .svc-name{font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:600;letter-spacing:-.005em}
  .loan-item .svc-desc{font-size:12px;color:rgba(255,255,255,.55);margin-top:2px;display:block;font-family:'Inter',sans-serif;font-weight:400;letter-spacing:0}
  .loan-item:hover{padding-left:16px;background:rgba(255,255,255,.04)}
  .loan-item.active{background:var(--chrome);color:var(--ink);padding:22px 20px;border-radius:var(--radius-sm);border-bottom-color:transparent;margin:4px 0;box-shadow:0 14px 30px rgba(0,0,0,.2)}
  .loan-item.active .svc-desc{color:rgba(0,0,0,.6)}
  .loan-item .arrow{font-size:16px;opacity:.55;transition:transform .45s var(--ease-spring),opacity .35s}
  .loan-item:hover .arrow{opacity:1;transform:translateX(6px)}
  .loan-item.active .arrow{opacity:1}
  .loan-audience{margin-top:56px;padding:28px 36px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);display:flex;align-items:center;gap:28px;flex-wrap:wrap;position:relative;z-index:2}
  .loan-audience h4{font-family:'Cormorant Garamond',serif;font-size:19px;font-weight:600;white-space:nowrap;color:var(--silver-1)}
  .loan-audience .tags{display:flex;flex-wrap:wrap;gap:10px;flex:1}
  .loan-audience .tag{padding:8px 16px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:100px;font-size:12px;font-weight:500;letter-spacing:.04em;color:rgba(255,255,255,.9)}
  @media(max-width:960px){
    .loan{padding:90px 0}
    .loan-head{grid-template-columns:1fr;gap:20px;align-items:start;margin-bottom:44px}
    .loan-grid{grid-template-columns:1fr;gap:32px}
    .loan-img{min-height:340px}
    .loan-audience{padding:22px 24px;gap:16px}
    .loan-audience h4{white-space:normal}
  }

/*======== SCANNER ================*/
#scanbacks { padding: 110px 0; background: #f7f5f1; color: #181818; overflow: hidden; }
.scanbacks-grid { display: grid; grid-template-columns: 0.95fr 1.05fr; gap: 70px; align-items: center; }
.scanbacks-image { position: relative; min-height: 600px; border-radius: 22px; overflow: hidden; border: 1px solid #e5e1da; background: #e8e4dd; box-shadow: 0 18px 50px rgba(0,0,0,.08); }
.scanbacks-image img { width: 100%; height: 100%; min-height: 600px; display: block; object-fit: cover; }
.scanbacks-badge { position: absolute; left: 24px; bottom: 24px; display: flex; align-items: center; gap: 13px; padding: 15px 18px; background: rgba(255,255,255,.96); border: 1px solid #e5e1da; border-radius: 12px; box-shadow: 0 10px 30px rgba(0,0,0,.12); }
.scanbacks-badge-icon { width: 34px; height: 34px; display: flex; align-items: center; justify-content: center; border-radius: 50%; background: #202020; color: #fff; font-size: 16px; }
.scanbacks-badge strong { display: block; font-family: 'Cormorant Garamond',serif; font-size: 18px; font-weight: 600; line-height: 1.1; }
.scanbacks-badge span:last-child { display: block; margin-top: 3px; color: #777; font-family: 'Inter',sans-serif; font-size: 11px; letter-spacing: .08em; text-transform: uppercase; }
.scanbacks-content { max-width: 650px; }
.scanbacks-content .title { margin-bottom: 20px; }
.scanbacks-intro { max-width: 620px; margin: 0 0 30px; color: #626262; font-family: 'Inter',sans-serif; font-size: 16px; line-height: 1.8; }
.scanbacks-list { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 30px; }
.scanbacks-item { display: flex; gap: 12px; padding: 18px; background: #fff; border: 1px solid #e5e1da; border-radius: 12px; transition: transform .25s ease, box-shadow .25s ease; }
.scanbacks-item:hover { transform: translateY(-3px); box-shadow: 0 12px 30px rgba(0,0,0,.07); }
.scanbacks-check { flex: 0 0 25px; width: 25px; height: 25px; display: flex; align-items: center; justify-content: center; border-radius: 50%; background: #202020; color: #fff; font-size: 12px; margin-top: 2px; }
.scanbacks-item h3 { margin: 0 0 5px; font-family: 'Cormorant Garamond',serif; font-size: 19px; font-weight: 600; line-height: 1.15; }
.scanbacks-item p { margin: 0; color: #777; font-family: 'Inter',sans-serif; font-size: 12px; line-height: 1.6; }
.scanbacks-note { padding: 22px 24px; background: #202020; border-radius: 14px; color: #fff; font-family: 'Inter',sans-serif; font-size: 13px; line-height: 1.7; }
.scanbacks-note strong { color: #fff; }
.scanbacks-tagline { display: flex; flex-wrap: wrap; gap: 8px 20px; margin-top: 25px; font-family: 'Cormorant Garamond',serif; font-size: 20px; font-weight: 600; }
.scanbacks-tagline span:not(:last-child)::after { content: '•'; margin-left: 20px; color: #999; }
@media (max-width: 1000px) { .scanbacks-grid { grid-template-columns: 1fr; gap: 45px; } .scanbacks-image { min-height: 480px; } .scanbacks-image img { min-height: 480px; } .scanbacks-content { max-width: none; } }
@media (max-width: 650px) { #scanbacks { padding: 75px 0; } .scanbacks-grid { gap: 35px; } .scanbacks-image { min-height: 390px; border-radius: 16px; } .scanbacks-image img { min-height: 390px; } .scanbacks-badge { left: 15px; right: 15px; bottom: 15px; padding: 13px 14px; } .scanbacks-list { grid-template-columns: 1fr; gap: 12px; } .scanbacks-item { padding: 15px; } .scanbacks-note { padding: 18px; } .scanbacks-tagline { font-size: 17px; gap: 5px 12px; } .scanbacks-tagline span:not(:last-child)::after { margin-left: 12px; } }




  /* ============ ORBIT ============ */
  .crafting{background:var(--bg);padding:150px 0;position:relative;overflow:hidden}
  .crafting-head{text-align:center;max-width:640px;margin:0 auto 20px}
  .crafting-head h2{margin:10px 0 14px}
  .crafting-head p{color:var(--muted);font-size:14.5px;line-height:1.7}
  .orbit{position:relative;width:100%;max-width:820px;margin:40px auto 0;aspect-ratio:1/1;display:flex;align-items:center;justify-content:center}
  .orbit-layer{position:absolute;inset:0;will-change:transform;transform-origin:50% 50%}
  .orbit-layer.spin-cw{animation:spinCW 60s linear infinite}
  .orbit-layer.spin-ccw{animation:spinCCW 90s linear infinite}
  .ring{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);border-radius:50%;border:1px solid var(--line)}
  .ring.r-36{width:36%;height:36%;border-style:dashed;opacity:.65}
  .ring.r-72{width:72%;height:72%}
  .ring.r-54{width:54%;height:54%}
  .ring.r-88{width:88%;height:88%;border-style:dashed;opacity:.55}
  .ring .bead{position:absolute;top:-5px;left:50%;transform:translateX(-50%);width:10px;height:10px;border-radius:50%;background:var(--silver-2);box-shadow:0 0 0 3px rgba(255,255,255,.9), 0 4px 10px rgba(0,0,0,.15);display:block}
  @keyframes spinCW{from{transform:rotate(0deg)}to{transform:rotate(360deg)}}
  @keyframes spinCCW{from{transform:rotate(0deg)}to{transform:rotate(-360deg)}}
  .orbit-center{position:relative;z-index:2;width:34%;aspect-ratio:1/1;border-radius:50%;display:flex;align-items:center;justify-content:center;text-align:center;padding:32px;background:var(--chrome);color:var(--ink);box-shadow:0 1px 0 rgba(255,255,255,.95) inset,0 -1px 0 rgba(0,0,0,.15) inset,0 30px 60px rgba(0,0,0,.22);font-family:'Cormorant Garamond',serif;font-size:clamp(16px,1.8vw,24px);font-weight:600;letter-spacing:-.01em;line-height:1.25;animation:pulseGlow 5s ease-in-out infinite}
  @keyframes pulseGlow{
    0%,100%{box-shadow:0 1px 0 rgba(255,255,255,.95) inset,0 -1px 0 rgba(0,0,0,.15) inset,0 30px 60px rgba(0,0,0,.22)}
    50%{box-shadow:0 1px 0 rgba(255,255,255,.95) inset,0 -1px 0 rgba(0,0,0,.15) inset,0 30px 80px rgba(0,0,0,.35)}
  }
  .orbit-center .script{display:block;font-size:1.5em;line-height:.9;margin-bottom:8px;color:var(--ink)}
  .orbit-card{position:absolute;z-index:3;background:var(--ink);color:#fff;border-radius:var(--radius-sm);padding:16px;width:250px;display:grid;grid-template-columns:1fr 60px;gap:14px;box-shadow:0 30px 60px rgba(0,0,0,.22);transition:transform .5s var(--ease),box-shadow .5s var(--ease)}
  .orbit-card:hover{transform:translateY(-6px) scale(1.02);box-shadow:0 40px 80px rgba(0,0,0,.3)}
  .orbit-card h4{font-family:'Cormorant Garamond',serif;font-size:16px;font-weight:600;margin-bottom:6px;line-height:1.2;letter-spacing:-.005em;color:var(--silver-1)}
  .orbit-card p{font-size:11px;line-height:1.55;color:rgba(255,255,255,.7)}
  .orbit-card img{width:60px;height:60px;object-fit:cover;border-radius:8px;align-self:start}
  .orbit-card.c1{top:-2%;left:-6%}
  .orbit-card.c2{top:-2%;right:-6%}
  .orbit-card.c3{bottom:-2%;left:-6%}
  .orbit-card.c4{bottom:-2%;right:-6%}
  @media(max-width:960px){
    .crafting{padding:80px 0}
    .orbit{aspect-ratio:auto;display:block;padding:0;margin-top:24px}
    .orbit-layer,.orbit-center{display:none}
    .orbit-card{position:static;width:100%;max-width:440px;margin:0 auto 16px}
    .orbit-card:last-child{margin-bottom:0}
  }

  /* ============ WHY CHOOSE ROSS (new) ============ */
  .why{background:var(--bg)}
  .why-head{text-align:center;max-width:680px;margin:0 auto 60px}
  .why-head h2{margin:10px 0 14px}
  .why-head p{color:var(--muted);font-size:14.5px;line-height:1.75}
  .why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .why-card{padding:32px 28px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .45s var(--ease);position:relative;overflow:hidden}
  .why-card::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--chrome);transform:scaleX(0);transform-origin:left;transition:transform .55s var(--ease)}
  .why-card:hover{transform:translateY(-6px);box-shadow:0 24px 50px rgba(0,0,0,.08);border-color:var(--silver-2)}
  .why-card:hover::before{transform:scaleX(1)}
  .why-icon{width:52px;height:52px;border-radius:14px;background:var(--chrome);display:flex;align-items:center;justify-content:center;margin-bottom:20px;box-shadow:0 1px 0 rgba(255,255,255,.9) inset,0 -1px 0 rgba(0,0,0,.1) inset}
  .why-icon svg{width:26px;height:26px;stroke:var(--ink);fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
  .why-card h3{font-size:22px;font-weight:600;margin-bottom:10px;line-height:1.2}
  .why-card p{font-size:13.5px;color:var(--muted);line-height:1.7}
  @media(max-width:960px){.why-grid{grid-template-columns:1fr 1fr}}
  @media(max-width:640px){.why-grid{grid-template-columns:1fr}}

  /* ============ ABOUT ============ */
  .about-grid{display:grid;grid-template-columns:1fr .9fr;gap:80px;align-items:center}
  .about-content h2{margin:12px 0 16px}
  .about-credentials{font-family:'Great Vibes',cursive;font-size:22px;color:var(--silver-3);margin-bottom:22px;line-height:1.2}
  .about-content p{color:var(--muted);font-size:15px;line-height:1.75;margin-bottom:18px;max-width:520px}
  .about-content p strong{color:var(--ink);font-weight:600}
  .about-features{display:grid;grid-template-columns:1fr 1fr;gap:14px 28px;margin-top:32px;max-width:540px}
  .about-feature{display:flex;gap:12px;align-items:flex-start;font-size:13.5px;color:var(--ink);line-height:1.5}
  .about-feature::before{content:"✦";color:var(--silver-2);font-size:14px;flex:0 0 auto;margin-top:1px}
  .about-photo{position:relative;border-radius:var(--radius);overflow:hidden;background:var(--bg-3);aspect-ratio:4/5;box-shadow:0 40px 80px rgba(0,0,0,.18)}
  .about-photo img{width:100%;height:100%;object-fit:cover}
  .about-photo::after{content:"";position:absolute;inset:14px;border:1px solid rgba(255,255,255,.4);border-radius:calc(var(--radius) - 8px);pointer-events:none}
  .about-badge{position:absolute;bottom:24px;left:24px;padding:12px 20px;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-radius:100px;font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--ink);box-shadow:0 12px 28px rgba(0,0,0,.15);display:flex;align-items:center;gap:8px;z-index:2}
  .about-badge::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--silver-2)}
  @media(max-width:960px){.about-grid{grid-template-columns:1fr;gap:44px}.about-photo{max-width:420px;margin:0 auto}.about-features{grid-template-columns:1fr}}

  /* ============ SERVICE AREA + FEES ============ */
  .area{background:var(--bg-2)}
  .area-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:80px;align-items:center}
  .area-left h2{margin:10px 0 22px}
  .area-left > p{color:var(--muted);font-size:14.5px;line-height:1.8;margin-bottom:28px;max-width:440px}
  .area-cities{display:flex;flex-wrap:wrap;gap:8px}
  .area-chip{padding:10px 18px;background:var(--white);border:1px solid var(--line);border-radius:100px;font-size:13px;font-weight:500;color:var(--ink);transition:transform .4s var(--ease-spring),background .35s var(--ease),color .35s var(--ease),border-color .35s var(--ease);cursor:default}
  .area-chip:hover{background:var(--chrome);color:var(--ink);border-color:transparent;transform:translateY(-3px)}
  .area-chip.primary{background:var(--ink);color:#fff;border-color:var(--ink)}
  .fee-table{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:0 30px 70px rgba(0,0,0,.06)}
  .fee-table-head{padding:22px 28px;background:var(--ink);color:#fff;display:flex;justify-content:space-between;align-items:center}
  .fee-table-head h4{font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:600;letter-spacing:.01em}
  .fee-table-head span{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--silver-1)}
  .fee-row{display:grid;grid-template-columns:1fr 1fr;padding:20px 28px;border-bottom:1px solid var(--line);align-items:center;transition:background .35s var(--ease),padding-left .35s var(--ease)}
  .fee-row:last-child{border-bottom:none}
  .fee-row:hover{background:var(--bg-2);padding-left:34px}
  .fee-row .dist{font-size:14px;font-weight:500;display:flex;align-items:center;gap:10px}
  .fee-row .dist::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--silver-2)}
  .fee-row .price{font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:700;text-align:right;letter-spacing:-.01em}
  .fee-row .price.free{color:var(--silver-3);font-size:16px}
  @media(max-width:960px){.area-grid{grid-template-columns:1fr;gap:44px}}

  /* ============ FUNERAL & FACILITY (new) ============ */
  .facility{background:var(--ink);color:#fff;padding:130px 0;position:relative;overflow:hidden}
  .facility::before{content:"";position:absolute;bottom:-20%;left:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(200,200,200,.12) 0%,transparent 70%);pointer-events:none}
  .facility-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:center}
  .facility-left .eyebrow{color:var(--silver-1)}
  .facility-left h2{font-size:clamp(32px,4vw,54px);line-height:1.1;font-weight:600;letter-spacing:-.02em;margin:12px 0 22px}
  .facility-left h2 em{font-style:normal;color:var(--silver-1)}
  .facility-left p{color:rgba(255,255,255,.72);font-size:15px;line-height:1.75;max-width:520px;margin-bottom:20px}
  .facility-left .fac-note{font-size:12.5px;color:rgba(255,255,255,.5);font-style:italic;border-left:2px solid rgba(255,255,255,.2);padding-left:16px;margin-top:24px;max-width:520px}
  .facility-list{display:grid;grid-template-columns:1fr 1fr;gap:14px 24px}
  .facility-item{display:flex;gap:12px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:14px;line-height:1.5;color:rgba(255,255,255,.9)}
  .facility-item::before{content:"✦";color:var(--silver-1);font-size:14px;flex:0 0 auto;margin-top:1px}
  @media(max-width:960px){.facility-inner{grid-template-columns:1fr;gap:40px}.facility-list{grid-template-columns:1fr}.facility{padding:90px 0}}

  /* ============ CREDENTIALS ============ */
    #credentials{padding:30px;}
  .cred-head{text-align:center;max-width:640px;margin:18px auto 30px}
  .cred-head h2{margin:10px 0 16px}
  .cred-head p{color:var(--muted);font-size:14.5px;line-height:1.75}
  .cred-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
  .cred-item{display:flex;gap:16px;align-items:flex-start;padding:22px 24px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius-sm);transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .45s var(--ease)}
  .cred-item:hover{transform:translateY(-4px);box-shadow:0 20px 40px rgba(0,0,0,.07);border-color:var(--silver-2)}
  .cred-icon{width:36px;height:36px;display:flex;align-items:center;justify-content:center;flex:0 0 36px;margin-top:2px;color:var(--ink);background:transparent;border-radius:0;transition:transform .35s var(--ease-spring)}
  .cred-item:hover .cred-icon{transform:scale(1.08)}
  .cred-icon svg{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
  .cred-body{flex:1;min-width:0}
  .cred-item h4{font-family:'Cormorant Garamond',serif;font-size:17px;font-weight:600;line-height:1.25;margin-bottom:4px}
  .cred-item p{font-size:12px;color:var(--muted);line-height:1.5}
  .cred-download{display:inline-flex;align-items:center;gap:7px;margin-top:12px;padding:7px 14px;border-radius:100px;background:var(--ink);color:#fff;font-size:10.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;position:relative;overflow:hidden;isolation:isolate;transition:transform .35s var(--ease-spring),background .3s var(--ease),box-shadow .3s var(--ease)}
  .cred-download::before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 20%,rgba(255,255,255,.35) 45%,rgba(255,255,255,.65) 50%,rgba(255,255,255,.35) 55%,transparent 80%);transform:translateX(-120%);transition:transform .8s var(--ease);z-index:-1}
  .cred-download:hover{transform:translateY(-2px);background:#000;box-shadow:0 10px 22px rgba(0,0,0,.22)}
  .cred-download:hover::before{transform:translateX(120%)}
  .cred-download:active{transform:translateY(0) scale(.97)}
  .cred-download svg{flex:0 0 auto}
  @media(max-width:960px){.cred-grid{grid-template-columns:1fr}}

  /* ============ AVAILABILITY ============ */
  .availability{background:var(--bg-2)}
  .avail-head{text-align:center;max-width:640px;margin:0 auto 56px}
  .avail-head h2{margin:10px 0 16px}
  .avail-head p{color:var(--muted);font-size:14.5px;line-height:1.75}
  .avail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:1050px;margin:0 auto}
  .avail-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;text-align:center;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .45s var(--ease)}
  .avail-card:hover{transform:translateY(-6px);box-shadow:0 24px 50px rgba(0,0,0,.08)}
  .avail-card.available{border-color:var(--silver-2);background:linear-gradient(180deg,#fff 60%,#e8e8e8)}
  .avail-card.available:hover{box-shadow:0 24px 50px rgba(0,0,0,.15)}
  .avail-card .status{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:100px;font-size:10.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;margin-bottom:20px}
  .avail-card .status.yes{background:rgba(154,154,154,.2);color:var(--silver-3)}
  .avail-card .status.no{background:rgba(0,0,0,.06);color:var(--muted)}
  .avail-card .status::before{content:"";width:7px;height:7px;border-radius:50%;background:currentColor}
  .avail-card h3{font-size:24px;font-weight:600;line-height:1.2;margin-bottom:10px;letter-spacing:-.01em}
  .avail-card .time{font-family:'Cormorant Garamond',serif;font-size:32px;font-weight:700;color:var(--silver-3);line-height:1;margin-bottom:14px}
  .avail-card.no .time{color:var(--muted);opacity:.5}
  .avail-card p{font-size:13px;color:var(--muted);line-height:1.6}
  .avail-note{text-align:center;margin-top:44px;font-size:13.5px;color:var(--muted);line-height:1.7;max-width:600px;margin-left:auto;margin-right:auto}
  .avail-note strong{color:var(--ink)}
  .avail-note a{color:var(--ink);text-decoration:underline}
  @media(max-width:960px){.avail-grid{grid-template-columns:1fr}}

  /* ============ B2B ============ */
  .b2b{background:var(--ink);color:#fff;padding:120px 0;position:relative;overflow:hidden}
  .b2b::before{content:"";position:absolute;top:-30%;left:50%;transform:translateX(-50%);width:800px;height:800px;background:radial-gradient(circle,rgba(200,200,200,.12) 0%,transparent 65%);pointer-events:none}
  .b2b-inner{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1.1fr;gap:80px;align-items:center}
  .b2b-left h2{font-size:clamp(32px,4vw,54px);line-height:1.1;font-weight:600;letter-spacing:-.02em;margin:12px 0 20px}
  .b2b-left h2 em{font-style:normal;color:var(--silver-1)}
  .b2b-left p{color:rgba(255,255,255,.72);font-size:15px;line-height:1.75;max-width:480px;margin-bottom:32px}
  .b2b-list{display:grid;grid-template-columns:1fr 1fr;gap:16px 26px}
  .b2b-list-item{display:flex;gap:12px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:14px;line-height:1.5;color:rgba(255,255,255,.88)}
  .b2b-list-item::before{content:"✦";color:var(--silver-1);font-size:14px;flex:0 0 auto;margin-top:1px}
  @media(max-width:960px){.b2b-inner{grid-template-columns:1fr;gap:40px}.b2b-list{grid-template-columns:1fr}}

  /* ============ TESTIMONIALS (new) ============ */
  .reviews{background:var(--bg-2)}
  .reviews-head{text-align:center;max-width:640px;margin:0 auto 56px}
  .reviews-head h2{margin:10px 0 16px}
  .reviews-head p{color:var(--muted);font-size:14.5px;line-height:1.75}
  .reviews-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .review-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;display:flex;flex-direction:column;gap:18px;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .45s var(--ease)}
  .review-card:hover{transform:translateY(-5px);box-shadow:0 24px 50px rgba(0,0,0,.08);border-color:var(--silver-2)}
  .review-stars{display:flex;gap:3px}
  .review-stars svg{width:16px;height:16px;fill:var(--ink)}
  .review-text{font-family:'Cormorant Garamond',serif;font-size:18px;line-height:1.5;color:var(--ink);flex:1}
  .review-author{display:flex;gap:12px;align-items:center;padding-top:18px;border-top:1px solid var(--line)}
  .review-avatar{width:44px;height:44px;border-radius:50%;background:var(--chrome);display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond',serif;font-size:18px;font-weight:700;color:var(--ink);flex:0 0 44px;box-shadow:0 1px 0 rgba(255,255,255,.9) inset}
  .review-meta strong{display:block;font-size:14px;color:var(--ink);font-weight:600;margin-bottom:2px}
  .review-meta span{font-size:12px;color:var(--muted)}
  .reviews-note{text-align:center;margin-top:44px;font-size:13px;color:var(--muted);line-height:1.7;max-width:560px;margin-left:auto;margin-right:auto}
  @media(max-width:960px){.reviews-grid{grid-template-columns:1fr}}

  /* ============ FAQ (new) ============ */
  .faq{background:var(--bg)}
  .faq-head{text-align:center;max-width:640px;margin:0 auto 56px}
  .faq-head h2{margin:10px 0 16px}
  .faq-head p{color:var(--muted);font-size:14.5px;line-height:1.75}
  .faq-list{max-width:820px;margin:0 auto;border-top:1px solid var(--line)}
  .faq-item{border-bottom:1px solid var(--line);transition:background .35s var(--ease)}
  .faq-item[open]{background:var(--white)}
  .faq-q{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 8px;cursor:pointer;list-style:none;font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:600;color:var(--ink);letter-spacing:-.005em;transition:padding .35s var(--ease),color .3s var(--ease)}
  .faq-q::-webkit-details-marker{display:none}
  .faq-item:hover .faq-q{padding-left:20px;color:#000}
  .faq-item[open] .faq-q{padding-left:20px;padding-right:20px}
  .faq-icon{width:28px;height:28px;border-radius:50%;background:var(--bg-2);display:flex;align-items:center;justify-content:center;flex:0 0 28px;transition:transform .45s var(--ease),background .3s var(--ease)}
  .faq-icon svg{width:14px;height:14px;stroke:var(--ink);stroke-width:2;fill:none;stroke-linecap:round}
  .faq-item[open] .faq-icon{background:var(--ink);transform:rotate(45deg)}
  .faq-item[open] .faq-icon svg{stroke:#fff}
  .faq-a{padding:0 8px 26px 8px;font-size:14.5px;color:var(--muted);line-height:1.8;max-width:720px}
  .faq-item[open] .faq-a{padding-left:20px;padding-right:20px}
  @media(max-width:640px){.faq-q{font-size:17px;padding:20px 8px}}

  /* ============ CONTACT ============ */
  .contact{background:var(--bg);padding:var(--section-y) 0}
  .contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:70px;align-items:start}
  .contact-left h2{margin:10px 0 20px}
  .contact-left > p{color:var(--muted);font-size:14.5px;line-height:1.75;margin-bottom:40px;max-width:440px}
  .contact-info{display:flex;flex-direction:column;gap:14px}
  .contact-info-item{display:grid;grid-template-columns:36px 1fr;gap:18px;align-items:flex-start;padding:20px 22px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius-sm);transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .45s var(--ease)}
  .contact-info-item:hover{transform:translateX(6px);box-shadow:0 16px 36px rgba(0,0,0,.07);border-color:var(--silver-2)}
  .contact-info-icon{width:36px;height:36px;display:flex;align-items:center;justify-content:center;flex:0 0 36px;margin-top:2px;color:var(--ink);background:transparent;border-radius:0;transition:transform .35s var(--ease-spring)}
  .contact-info-item:hover .contact-info-icon{transform:scale(1.08)}
  .contact-info-icon svg{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}
  .contact-info-text h5{font-size:10.5px;text-transform:uppercase;letter-spacing:.18em;color:var(--muted);font-weight:500;margin-bottom:5px}
  .contact-info-text p{font-size:14px;font-weight:500;color:var(--ink);word-break:break-word}
  .contact-info-text p a:hover{color:var(--silver-3)}
  .google-badge{display:flex;align-items:center;gap:14px;margin-top:24px;padding:16px 20px;background:var(--white);border:1px solid var(--line);border-radius:var(--radius-sm);transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}
  .google-badge:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(0,0,0,.06);border-color:var(--silver-2)}
  .google-badge .g-logo{width:44px;height:44px;border-radius:50%;background:#fff;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:22px;font-weight:700;color:#4285F4;font-family:'Inter',sans-serif}
  .google-badge .g-text strong{display:block;font-size:13px;color:var(--ink);margin-bottom:2px;font-weight:600}
  .google-badge .g-text span{font-size:11.5px;color:var(--muted)}
  .contact-form{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:44px;box-shadow:0 30px 70px rgba(0,0,0,.06)}
  .form-head{margin-bottom:28px;padding-bottom:24px;border-bottom:1px solid var(--line)}
  .form-head h3{font-size:26px;font-weight:600;margin-bottom:6px;letter-spacing:-.01em}
  .form-head p{font-size:13px;color:var(--muted)}
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
  .form-field{margin-bottom:20px}
  .form-field label{display:block;font-size:11px;font-weight:600;color:var(--muted);margin-bottom:8px;letter-spacing:.14em;text-transform:uppercase}
  .form-field label .req{color:var(--silver-3);margin-left:2px}
  .form-field input,.form-field select,.form-field textarea{width:100%;padding:15px 18px;font-family:inherit;font-size:14px;color:var(--ink);background:var(--bg);border:1px solid transparent;border-radius:12px;outline:none;appearance:none;transition:border-color .35s var(--ease),background .35s var(--ease),box-shadow .35s var(--ease)}
  .form-field textarea{resize:vertical;min-height:120px}
  .form-field select{background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'><path d='M2 4l4 4 4-4' stroke='%236f6f6f' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/></svg>");background-repeat:no-repeat;background-position:right 18px center;padding-right:42px}
  .form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--silver-2);background:var(--white);box-shadow:0 0 0 4px rgba(154,154,154,.15)}
  .form-field input.error,.form-field textarea.error,.form-field select.error{border-color:#b03a2e;background:#fdf6f5}
  .form-error{font-size:11.5px;color:#b03a2e;margin-top:6px;display:none}
  .form-error.show{display:block}
  .form-note{font-size:11.5px;color:var(--muted);margin-top:14px;line-height:1.6}
  .form-success{display:none;padding:16px 20px;background:#f2f7f2;border:1px solid #c8ddcc;border-radius:12px;color:#1e5b34;font-size:13px;line-height:1.5;margin-bottom:20px}
  .form-success.show{display:block}
  @media(max-width:960px){.contact-grid{grid-template-columns:1fr;gap:44px}.contact-form{padding:28px}.form-row{grid-template-columns:1fr}}


/* =========================================================
   SERVICE SELECTOR
   ========================================================= */

.service-selector { position: relative; padding: 105px 0 95px; background: #f5f2ec; overflow: hidden; }
.service-selector::before { content: ""; position: absolute; top: -180px; right: -180px; width: 420px; height: 420px; border: 1px solid rgba(25,25,25,.08); border-radius: 50%; pointer-events: none; }
.service-selector-head { max-width: 760px; margin: 0 auto 48px; text-align: center; }
.service-selector-head .eyebrow { display: block; margin-bottom: 13px; }
.service-selector-head .title { margin-bottom: 15px; }
.service-selector-head p { max-width: 650px; margin: 0 auto; color: #66615a; font-size: 16px; line-height: 1.75; }

.service-method-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 24px; max-width: 1080px; margin: 0 auto; }
.service-method-card { position: relative; display: flex; align-items: center; gap: 24px; min-height: 230px; padding: 36px; border: 1px solid rgba(25,25,25,.14); border-radius: 4px; background: #fff; color: #171717; text-align: left; cursor: pointer; transition: transform .35s ease, box-shadow .35s ease, border-color .35s ease, background .35s ease; }
.service-method-card:hover { transform: translateY(-5px); box-shadow: 0 22px 55px rgba(20,20,20,.11); border-color: rgba(25,25,25,.32); }
.service-method-card.active { border-color: #1a1a1a; box-shadow: 0 24px 60px rgba(20,20,20,.14); background: #fff; }
.service-method-card.featured { background: #171717; color: #fff; border-color: #171717; }
.service-method-card.featured:hover { background: #111; }
.service-method-card.featured.active { box-shadow: 0 24px 60px rgba(0,0,0,.24); }
.service-method-badge { position: absolute; top: 17px; right: 18px; padding: 5px 10px; border: 1px solid rgba(255,255,255,.24); border-radius: 50px; color: rgba(255,255,255,.78); font-family: Inter,sans-serif; font-size: 9px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.service-method-icon { flex: 0 0 62px; display: grid; place-items: center; width: 62px; height: 62px; border: 1px solid rgba(25,25,25,.16); border-radius: 50%; }
.service-method-icon svg { width: 27px; height: 27px; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.service-method-card.featured .service-method-icon { border-color: rgba(255,255,255,.25); }
.service-method-content { display: flex; flex-direction: column; min-width: 0; }
.service-method-label { margin-bottom: 5px; font-family: Inter,sans-serif; font-size: 10px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; opacity: .62; }
.service-method-title { margin-bottom: 9px; font-family: "Cormorant Garamond",serif; font-size: 31px; line-height: 1.05; font-weight: 600; }
.service-method-description { max-width: 470px; color: #6d6963; font-family: Inter,sans-serif; font-size: 13px; line-height: 1.7; }
.service-method-card.featured .service-method-description { color: rgba(255,255,255,.68); }
.service-method-arrow { margin-left: auto; font-size: 23px; opacity: .45; transition: transform .3s ease, opacity .3s ease; }
.service-method-card:hover .service-method-arrow { opacity: 1; transform: translateX(4px); }

.service-step-divider { display: flex; align-items: center; gap: 17px; max-width: 1080px; margin: 58px auto 25px; }
.service-step-divider > span { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: #171717; color: #fff; font-family: Inter,sans-serif; font-size: 11px; font-weight: 700; }
.service-step-divider > div { display: flex; flex-direction: column; gap: 3px; }
.service-step-divider strong { font-family: "Cormorant Garamond",serif; font-size: 25px; font-weight: 600; }
.service-step-divider small { color: #77716a; font-family: Inter,sans-serif; font-size: 11px; }

.service-type-grid { display: grid; grid-template-columns: repeat(5,minmax(0,1fr)); gap: 12px; max-width: 1080px; margin: 0 auto; }
.service-type-card { position: relative; display: flex; flex-direction: column; justify-content: space-between; min-height: 175px; padding: 23px 20px 19px; border: 1px solid rgba(25,25,25,.13); border-radius: 3px; background: rgba(255,255,255,.65); color: #181818; text-align: left; cursor: pointer; transition: all .3s ease; }
.service-type-card:hover { transform: translateY(-3px); background: #fff; border-color: rgba(25,25,25,.3); box-shadow: 0 14px 35px rgba(20,20,20,.08); }
.service-type-card.active { background: #171717; color: #fff; border-color: #171717; box-shadow: 0 15px 38px rgba(0,0,0,.18); }
.service-type-card.active small { color: rgba(255,255,255,.66); }
.service-type-number { display: block; margin-bottom: 24px; font-family: Inter,sans-serif; font-size: 9px; font-weight: 700; letter-spacing: .14em; opacity: .45; }
.service-type-card strong { display: block; margin-bottom: 6px; font-family: "Cormorant Garamond",serif; font-size: 21px; font-weight: 600; line-height: 1.1; }
.service-type-card small { display: block; color: #77716a; font-family: Inter,sans-serif; font-size: 10px; line-height: 1.55; }
.service-type-arrow { display: block; margin-top: 17px; font-size: 18px; opacity: .35; transition: transform .3s ease; }
.service-type-card:hover .service-type-arrow { transform: translateX(4px); opacity: .8; }
.service-type-loan { border-color: rgba(25,25,25,.28); }

.service-expectation { display: flex; align-items: center; gap: 22px; max-width: 1080px; margin: 32px auto 0; padding: 27px 30px; border: 1px solid rgba(25,25,25,.12); background: rgba(255,255,255,.6); }
.service-expectation-icon { flex: 0 0 50px; display: grid; place-items: center; width: 50px; height: 50px; border: 1px solid rgba(25,25,25,.16); border-radius: 50%; }
.service-expectation-icon svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.service-expectation-content { flex: 1; }
.service-expectation-content .eyebrow { display: block; margin-bottom: 5px; font-size: 9px; }
.service-expectation-content h3 { margin: 0 0 4px; font-family: "Cormorant Garamond",serif; font-size: 23px; font-weight: 600; }
.service-expectation-content p { margin: 0; color: #6d6963; font-family: Inter,sans-serif; font-size: 11px; line-height: 1.6; }
.service-selector-cta { flex: 0 0 auto; white-space: nowrap; }
.service-selection-status { display: flex; align-items: center; justify-content: center; gap: 8px; margin-top: 17px; color: #77716a; font-family: Inter,sans-serif; font-size: 10px; text-align: center; }
.status-dot { width: 6px; height: 6px; border-radius: 50%; background: #b7b0a5; }
.service-selection-status.ready { color: #292929; }
.service-selection-status.ready .status-dot { background: #292929; }

.hero-kicker { display: block; margin-bottom: 14px; color: rgba(255,255,255,.72); font-family: Inter,sans-serif; font-size: 10px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase; }
.hero-choice-cta { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; max-width: 620px; margin: 25px auto 20px; }
.hero-choice-btn { display: flex; align-items: center; gap: 11px; min-height: 64px; padding: 11px 14px; border: 1px solid rgba(255,255,255,.45); color: #fff; text-decoration: none; text-align: left; transition: all .3s ease; }
.hero-choice-btn:hover { background: #fff; color: #171717; border-color: #fff; }
.hero-choice-remote { background: rgba(255,255,255,.12); }
.hero-choice-icon { flex: 0 0 31px; display: grid; place-items: center; width: 31px; height: 31px; border: 1px solid currentColor; border-radius: 50%; font-size: 15px; }
.hero-choice-btn > span:nth-child(2) { display: flex; flex-direction: column; gap: 2px; }
.hero-choice-btn strong { font-family: Inter,sans-serif; font-size: 10px; letter-spacing: .08em; text-transform: uppercase; }
.hero-choice-btn small { font-family: "Cormorant Garamond",serif; font-size: 14px; opacity: .75; }
.hero-choice-arrow { margin-left: auto; font-size: 17px; opacity: .6; }

.form-eyebrow { display: block; margin-bottom: 7px; color: #8a8379; font-family: Inter,sans-serif; font-size: 9px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; }
.form-selection-summary { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; margin: 0 0 22px; }
.form-summary-item { padding: 13px 15px; border: 1px solid rgba(25,25,25,.11); background: #f6f3ed; }
.form-summary-item span { display: block; margin-bottom: 4px; color: #89837b; font-family: Inter,sans-serif; font-size: 8px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.form-summary-item strong { display: block; font-family: "Cormorant Garamond",serif; font-size: 18px; font-weight: 600; }
.field-helper { display: block; margin-top: 6px; color: #8a8379; font-family: Inter,sans-serif; font-size: 9px; line-height: 1.4; }
.location-required-label { display: none; color: #777; }
#locationField.mobile-required .location-required-label { display: inline; }
#locationField.remote-mode .field-helper { color: #999; }
#locationField.remote-mode input { background: #f7f5f1; }

@media (max-width: 900px) {
  .service-method-grid { grid-template-columns: 1fr; }
  .service-type-grid { grid-template-columns: repeat(2,minmax(0,1fr)); }
}

@media (max-width: 680px) {
  .service-selector { padding: 75px 0 65px; }
  .service-selector-head { margin-bottom: 35px; }
  .service-method-card { min-height: auto; padding: 27px 22px; gap: 17px; }
  .service-method-icon { flex-basis: 51px; width: 51px; height: 51px; }
  .service-method-title { font-size: 26px; }
  .service-method-description { font-size: 11px; }
  .service-method-arrow { display: none; }
  .service-type-grid { grid-template-columns: 1fr; }
  .service-type-card { min-height: 130px; }
  .service-type-number { margin-bottom: 13px; }
  .service-expectation { align-items: flex-start; flex-wrap: wrap; padding: 23px 20px; }
  .service-expectation-content { flex-basis: calc(100% - 72px); }
  .service-selector-cta { width: 100%; }
  .hero-choice-cta { grid-template-columns: 1fr; }
  .form-selection-summary { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .service-method-card { display: block; }
  .service-method-icon { margin-bottom: 17px; }
  .service-method-content { display: block; }
  .service-method-label { margin-bottom: 6px; }
  .service-method-title { margin-bottom: 8px; }
  .service-method-badge { top: 14px; right: 14px; }
}


  /* ============ FOOTER ============ */
  footer{background:var(--ink);color:#fff;padding:70px 0 32px}
  .foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:44px;margin-bottom:52px}
  .foot-grid h5{font-size:10.5px;text-transform:uppercase;letter-spacing:.2em;opacity:.5;margin-bottom:18px;font-weight:500}
  .foot-grid a{display:block;font-size:13.5px;padding:6px 0;opacity:.8;transition:opacity .3s var(--ease),transform .35s var(--ease)}
  .foot-grid a:hover{opacity:1;transform:translateX(4px);color:var(--silver-1)}
  .foot-logo{display:flex;align-items:center;gap:14px;margin-bottom:16px}
  .foot-logo .logo-mark{width:56px;height:56px;flex:0 0 56px;border-radius:50%;overflow:hidden;border:2px solid var(--silver-2)}
  .foot-logo .logo-mark img{width:100%;height:100%;object-fit:contain;object-position:center}
  .foot-logo .name{font-family:'Cormorant Garamond',serif;font-size:18px;font-weight:700;letter-spacing:.01em;line-height:1.15}
  .foot-logo .name small{display:block;font-size:9px;letter-spacing:.25em;opacity:.6;font-weight:400;text-transform:uppercase;margin-top:3px}
  .foot-grid p{opacity:.6;font-size:13px;max-width:320px;line-height:1.75}
  .foot-disclaimer{font-size:11px;line-height:1.7;opacity:.5;margin-top:14px;padding-top:14px;border-top:1px solid rgba(255,255,255,.08)}
  .foot-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:26px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12px;opacity:.55}
  @media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr;gap:30px}}

  .reveal{opacity:0;transform:translateY(28px);transition:opacity 1s var(--ease),transform 1s var(--ease)}
  .reveal.in{opacity:1;transform:none}